relation to restriction of rights and liberties of persons, which Section 29 in conjunction with Section 33 Section 34 Section 41 Section 43 Section 44 and Section 64 of the Constitution of the Kingdom of
percent, up from 2.8 percent at the end of 2016, reflecting a smaller increase in loans than last year. The level of capital reserves and loan loss reserves remained high. At the end of 2017, the total
high net worth investors shall submit an application to the SEC Office and register the transfer restriction (if any) with the SEC Office. The provisions under Clause 17, Clause 18 and Clause 19 shall
capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item
thoroughly economic growth can spread to all sectors. However, given commercial banks’ relatively high capital base in combination with consistent increases in provisioning reserves, the commercial banking
% 86.7% 89.5% (1.0)% (3.8)% Non-performing loan (NPL) 82,148 83,668 80,137 (1.8)% 2. 5% Ratio of NPL to total loans 3.5% 3.5% 3.4% - 0.1% Ratio of loan loss reserves to NPL 185.8% 189.0% 190.9% (3.2)% (5.1
(NPL) 86,221 82,148 80,137 5.0% 7.6% Ratio of NPL to total loans 3.6% 3.5% 3.4% 0.1% 0.2% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Total capital adequacy ratio 20.71% 18.28
interest bearing debt. Cash reserves and financial investments at the 30th June 2017 were THB 10.0 billion up from 30th June, 2016 were THB 9.5 billion. Asset Quality Accounts Receivable Most of customers
applicable to each offshore subsidiary's base currency. Payout Analysis No dividends were paid out during the quarter. Financial Status The group currently has no interest bearing debt. Cash reserves and