) from financial instruments 102.5 64.2 38.3 59.7 - Profit (loss) from change of fair value of investments (unrealized) 0.1 1.4 (1.3) n/a - Profit (loss) from sale of investments (realized) (1.6) 0.6 (2.2

support project in the first quarter of 2019 is more difficult and varied than the previous year which effected higher cost than the first quarter of 2018 6. Cost of goods sold (E-Commerce) Cost of goods

was more difficult and varied than the previous year which effected higher cost. Therefore, the proportion of cost decreasing is less than the proportion of revenue decreasing. 6. Cost of goods sold

1/3 L-WAVE ENT 19/2019 14 August 2019 Subject : Management’s Discussion and Analysis for the six-month period ending 30 June 2019 operating results that varied more than 20% compared to the same

1/3 L-WAVE ENT 34/2020 7 August 2020 Subject : Management’s Discussion and Analysis for the six-month period ending 30 June 2020 operating results that varied more than 20% compared to the same

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

becoming insolvent as a prerequisite. After a debtor has defaulted on credit obligations, he/she may submit a request to the court for proceeding with reorganization. This change provides a greater

income statement) Therefore, the operating result depends on the change of the market price of investments. Table: Operating Results (Unit: Million Baht) Items Quarter Variance 1/2020 1/2019 Amount (%YoY

cut its Fed Funds rate to a range of 0.00-0.25 percent – the lowest rate in its history – while also implementing quantitative easing measures through the use of varied tools to prop up the flagging US

person assigned by the Chief Executive Officer to determine, prescribe, modify, and amend the rules, conditions and other details that are necessary and appropriate in connection with the land purchase