reserves required by laws and the Company in each year (with additional conditions) 1 CG Score 2021 from Thai Institute of Directors Association (IOD) 2 AGM Level 2021 from Thai Investors Association 3
40 percent of the profit for the year of net profit according to the separate financial statements after deduction of corporate income tax and after deduction of various reserves (with additional
market risk และ specific risk ของตราสารทุนและเทียบเท่า หุ้น General market risk Specific risk SET 50 individual stock/ หุน้ต่างประเทศ ในกลุ่ม large market capitalization 8% 12% Non SET 50 individual stock
provisioning reserves, the commercial banking system will still be able to provide quality loan support. Fee income from fund transferred in 2017 will be impacted by the government's National e-Payment scheme to
. Nevertheless, Thailand continued to maintain its strong external fundamentals over the course of 2018 with a current account surplus of approximately 7.5 percent of GDP and international reserves standing at 1.3
percent, up from 2.8 percent at the end of 2016, reflecting a smaller increase in loans than last year. The level of capital reserves and loan loss reserves remained high. At the end of 2017, the total
capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item
thoroughly economic growth can spread to all sectors. However, given commercial banks’ relatively high capital base in combination with consistent increases in provisioning reserves, the commercial banking
% 86.7% 89.5% (1.0)% (3.8)% Non-performing loan (NPL) 82,148 83,668 80,137 (1.8)% 2. 5% Ratio of NPL to total loans 3.5% 3.5% 3.4% - 0.1% Ratio of loan loss reserves to NPL 185.8% 189.0% 190.9% (3.2)% (5.1
(NPL) 86,221 82,148 80,137 5.0% 7.6% Ratio of NPL to total loans 3.6% 3.5% 3.4% 0.1% 0.2% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Total capital adequacy ratio 20.71% 18.28