. Subsequently, the Court issued the judgment indicating the Company wins the case and the full debt settlement must be made accordingly. 1.3.2 Case 2: Filing a lawsuit based on a Program Publicizing Right

deducting the total cost of THB 181.17 million which were administrative expenses of THB 32.04 million, doubtful debt of THB 72.99 million, Loss from impairment of general investment 2.86 million, loss from

debt. As of November 30, 2020, the Company’s total cards reached 9.11 million cards, including 2.91 million credit cards, and 6.20 million-member cards. The Company has active customers more than 2

closely with our customers to demonstrate the added value.” 2. Outlook A more challenging external environment, owing to continued trade tensions, impacted negatively on the economy in the second quarter

consumption should remain resilient owing to rising income levels and employment gains, and fixed investment is likely to pick up amid high capacity utilization and government infrastructure spending. Risks

, for example, the launch of Wealth Advice for All initiative which gives the public a more convenient access to one-stop services on investment advice and the co-launch of the Happy PVD Company project

comparison showed improvements in gross profit and the margin, owing to improved performance of residential Page 5 of 6 and hotel businesses. On a 9-month basis, gross profit in 9M17 increased by 61% YoY to

profit margin decreased to 25.2% due to the lower revenue base.  Share of loss from investments in JVs and Associates was THB 22mn owing to the performance of Master Ad Public Company Limited as its

30.9% YoY mainly due to the lower demand for advertising and marketing campaigns. o o  Share of loss from investments in JVs and associates was THB 53mn owing to the performance of both domestic and

major shareholders owing a large amount of unpaid debts, causing a significant impact on the applicant's financial statements; (3) failure to examine the disclosure of material information in the IPO