: Adopting modern world-class technology to make KBank the top regional financial service provider 3.3 Customer Segments and Services KBank continues to gear up for being a Regional Digital Bank. To this end

- Translation - Tender Offer for Securities (Form 247-4) Of Glow Energy Public Company Limited By Global Power Synergy Public Company Limited (The Tender Offeror) The Siam Commercial Bank Public Company Limited And Phatra Securities Public Company Limited (Tender Offer Preparers) Phatra Securities Public Company Limited (Tender Offer Agent) “This English language translation of the Tender Offer has been prepared solely for the convenience of the foreign shareholders of Glow Energy Public Company...

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

authorization of the Company’s authorized directors or any person(s) designated by the Company’s authorized directors to be empowered to consider, determine and modify other details which are necessary for and in

of Directors’ Meeting No. 6/2017 resolved to approve the authorization of the Company’s authorized directors or any person(s) designated by the Company’s authorized directors to be empowered to

) 60,000,000 6.0034461:1 10.00 March 20, 2018 to March 26, 2018 Please see Remark 1 Remark 1. The Board of Directors’ Meeting No. 6/2017 resolved to approve the authorization of the Company’s authorized

consideration of the market status at that time in determining such discount, pursuant to the Notification No. TorChor. 72/2558. 4. The Board of Directors’ Meeting has resolved to approve the authorization to the

such discount, pursuant to the Notification No. TorChor. 72/2558. 4. The Board of Directors’ Meeting has resolved to approve the authorization to the board of directors to take any action relating to the

consideration and approval of all matters under items 2 to 4 are not approved by the Shareholders’ Meeting. 6. It was resolved to approve the authorization of either the Chief Executive Officer or the person