recognized the revenue by completed segment but not yet completed which those reached the invoice. As a consequence, trade receivables decreased, resulting in an increase unbilled receivables. Unbilled

801.9 million or 96.3% due following to: Description 1Q/20 Million Baht 1Q/19 Million Baht Change Million Baht Change (%) Revenue from E-Commerce segment 0.2 1.2 (1.0) (83.3%) Revenue from real estate

sales and services (336.71) (10.25) (13.58) 0.00 (360.54) Gross profit (loss) by segment 16.14 3.32 0.10 2.12 21.68 Segment income (%) 92.31 3.55 3.58 0.55 100.00 Sales Sales cost rates. (%) 95.43 75.53

management while expanding into profitable segment with higher asset quality taking in careful considerations the economic conditions. The overall Bank’s loan portfolio as of end of 3Q20 expanded by 8.2% 2

, an increase in agricultural prices and the increase in overall wage especially in the low income segment are met, these might help the recovery to become sufficiently broad-based. 2) Public and private

factors namely rising inflation, an increase in agricultural prices and the increase in overall wage especially in the low income segment are met, these might help the recovery to become sufficiently broad

therefore (9.0)%, versus (22.1)% in 2017. SEGMENTAL PERFORMANCE 2018 REVENUE CONTRIBUTION BY SEGMENT 2018 REVENUE GROWTH CONTRIBUTION In 2018, the hospitality segment contributed the lion’s share of total

million or 52.1% due following to: Description 1Q2019 Million Baht 1Q2018 Million Baht Change Million Baht Change (%) Revenue from real estate segment - - - - Revenue from E-Commerce segment 1.26 2.19 (0.93

Baht 1.9 million or 71% due following to: Description 2Q/20 Million Baht 2Q/19 Million Baht Change Million Baht Change (%) Revenue from E-Commerce segment 0.01 1.7 (1.69) (99%) Revenue from trading of

2% YoY, going at the same direction of the slowdown in food and beverage segment. Proportion of each market segment and growth of domestic RTD fruit juice market is as shown in figure 2 (Source