Dec 2019 Increased (Decreased) % Liabilities and equity Current liabilities Bank overdraft 18.79 16.70 2.08 12.47 Short-term borrowing from financial institutions 178.37 222.25 (43.88) (19.74) Trade and

% from THB 276mn as of 31 December 2016. The Company gives 90 days credit terms to customers. The average credit terms paid by customers was 80 days as of 30 June 2017 and 77 days as of 31 December 2016

% Net profit - Equity holders of the Company 143.78 18.4% 104.30 15.7% 122.93 16.7% 17.9% -14.5% %YoYIncome Statement Q3/2019 Q2/2020 Q3/2020 %QoQ 3 Forth Smart Service Public Company Limited (FSMART

from the weakened household income especially in non-farm income together with the tightening of financial institutions credit approvals due to the deteriorations in asset quality. The non-durable goods

consolidated financial statements of the Company and its subsidiaries for the year ended 31st December 2019. In 2019, the Company achieved consolidated profits (attributable to equity holders of the parent) of

profit (attributable to equity holders of the parent) of Baht 228 million and Baht 486 million for the second quarter and the first six-month period of 2018, compared to consolidated net profits

consolidated net profits (attributable to equity holders of the parent) of Baht 282 million and Baht 768 million for the third quarter and the nine month period of 2018, representing increases of 42% and 40

year. Profit to equity holders of the parent is 89.57 Million Baht increase of 51.82 Million Baht or 137.29% comparing to the same period last year, this is caused by followings: Total revenues from the

their concern on ability to manage liquidity and debt-servicing ability of households and businesses. Although the deterioration in credit quality affected profitability, Thai commercial banking system

agreements: (a) Investor Rights Agreement between BCPI and LAC; (b) Amended and Restated Credit and Guarantee Agreement between BCPI and GFL International Co., Ltd. (“GFL”) as the joint lender with LAC as the