Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 6 2.1 Credit Risk Management 6 2.2 Market Risk Management 6 2.3 Liquidity Risk Management 7 2.4 Other Risks Management

for this investment in MDP, calculated using the value of net tangible assets basis, equals to 9.80% (based on the Financial Statements for the year ending 31 December 2019). The Company has no other

their performance is managed on a fair value basis. Impairment of financial assets The TFRS 9 impairment requirements are based on an expected credit loss model from the model and management overlay for

Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 5 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development

, the Company’s margin loan balance was Baht 1,913 million. The Company controls the risk of such loans by establishing credit limits for clients and analyzing their financial position on an ongoing basis

margin loans in 2019 was Baht 137 million, a decrease of 16% from the previous year. The decrease was due mainly to a decrease in the size of the Company’s credit balance accounts during the year. As at

of such loans by establishing credit limits for clients and analyzing their financial position on an ongoing basis. Gains and returns on financial instruments The Company’s gains and returns on

benefits from said investment transaction on a long-term basis. .../2 Translation - 2 - (6) Details of acquired assets Name of the company issuing debentures : Saha Pathana Inter-Holding Plc. Type of

. Consideration The Transaction will be effected on the basis of an agreed valuation of a 1.77 times multiple of Permata’s book value (subject to certain adjustments). This implies, on the basis of Permata’s book

Specify whether the credit rating will be arranged during the tenor of the structure notes. This factsheet is a part of the registration statement and prospectus that outlines the summary of information