its curated deals • An ICO portal may invest in its curated ICOs. While this could enhance the confidence of the investors, there is a concern that the ICO portal may have superior information and have

not yet fully recovered due to the concern over 2nd wave of COVID-19 pandemic, international travel restriction in many countries and slowdown of economic recovery as well as business cutting down

since the end of 2018, the HDD industry was impacted by the global economy as well as the pressure from the trade war between China and the US, resulting in main customers decreasing purchase orders and

remained concentrated on smaller packages as consumers affected by sluggish economy are seeking for value-for-money. Therefore, the industry ARPU remained under pressure amidst weak spending environment

of the virus has caused demand for consumption of fuel around the world to decline with significance. This factor is putting pressure on the price of crude and finished product to drop significantly

) and its subsidiaries were affected by the COVID-19 outbreak which had an extensive impact on the entire world. Economic activities slowed down with significance, which was the factor putting pressure on

preventing system installed and notify concern person instantly in case appeared that found virus. [M] 9. Audit log. · Providing a record of functional of server and network computer system, application log

be a compliance guideline, including consistently notify and educate the user for a new virus. [M] o Controlling the user disable a virus preventing system installed and notify concern person instantly

 Increasing demand for loans which could generate pressure on liquidity in the system. 17  Operational Risk Management Operational risk refers to the risk of direct or indirect losses to a bank’s revenue or

financial and retail industry. We are aware of this concern and on the process of preparing for business opportunities in the future. An investment for preparation is needed to sustain the business in nearly