awareness and attract their personnel to use KBank as their main bank. 3.4 Service Channels KBank maintained our commitment to developing efficiency in all our core service channels, in order to raise our

intelligence (AI) to establish marketing strategies suited to the behavior of each customer group, as well as developing products and end- to-end solutions. The advent of FinTech has changed the competitive

banking penetration is still low and there is no KBank branch service available. To this end, Thailand Post Company Limited was appointed as our first KBank Service agent to accept cash deposits into KBank

seaport 6) Railway networks providing a seamless connection between the three seaports The government is developing integrated transportation systems to strengthen Thailand’s role as a major global economic

project in Patong Phuket Patong project in Patong Phuket is worth Baht 1,800 million. The Company has the idea of developing land and utilities, roads, water systems, electricity and recreation in this

subsidiaries were developing their power plants. Earth Tech Environment Public Company Limited Page 2 Financial summary for the three months ended 30th June 2020 Item Three months ended 30th June 2020 Three

of developing the power plants of RH and AVA, so it booked the financial costs associated with developing these power plants during the period as construction costs in the balance sheet while the

service provision;           - Democratizing Wealth: Developing digital systems to provide the public with access to investment opportunities, diversify risks and drive sustainable economic growth

the use of program trading/ high-frequency trading. The participants also discussed approaches towards developing and improving the securities industry according to international standards. This

private sector in developing a centralized digital infrastructure. Once completed, the infrastructure will be able to interconnect all service providers and support efficient transfer of information