had loan amount of Bt89mn. Business Overview In FY2019, FSMART (or the “Company”) is still the number 1 leader in online top-up kiosk business in both total transaction amount and the number of kiosks

, and the increase in number of competitors’ kiosks. The details of total revenue are as follows: 1) Income from rendering of top-up service for prepaid phone and receipt of online services (Commission

gradual impacts of reduced fees on online transactions. Commercial banks will also have to contend with the implementation of the Basel III capital requirements in 2019 and the International Financial

and mortgage-backed securities will be allowed to roll off gradually without reinvestment, in order to reduce its massive balance sheet. Meanwhile, the Eurozone, Japan and several other Asian countries

million, will give the Company a net cash flow of THB 834.55 million. The Company can use the net cash generated from this transaction as a fund and help reduce financing cost for developing its other

expenses, save time and reduce traveling expenses from branch expansion. บ ริ ษั ท เ จ ต า แ บ ค จํา กั ด ( ม ห า ช น ) / ถนนศรีนครินทร์ หนองบอน ประเวศ กรุงเทพฯ 0 โทรศพัท์ : (66) 02 366 0400 โทรสาร : (66) 02

increase in PET’s raw material cost, leading to higher production costs thus increase in selling price. And 2 since pricing in this industry is highly competitive, the company decided to reduce the segment’s

with customers to reduce price for ending consumers as pock price decreased. Other Transaction There were Baht 1.6 million gain from fair value of swine in Quarter 3/2017, and Baht 9.0 million and Baht

respectively which is reflecting from the company’s policy to close the stores with operating loss as mentioned above. However, the company continues to closely monitor to reduce the food waste and for

the Company and its subsidiary increased by Baht 179.79 million compare with last year, mainly resulting from a higher long-term loan in Quarter 4 in order to reduce the burden from bank overdrafts and