itself and its overseas subsidiaries as well as marketing and managing expense to support existing customers. 4. Financial Cost For the year 2019, the company had financial cost of USD 29.27 million (or

Manager The Stock Exchange of Thailand (SET) Dear Sir : The Board of Directors Meeting No. 5/2017 of Karmarts Public Company Limited was held on November 13, 2017 specifically to ratify the Loans provided

non-life insurance brokerages and start operation during in the first quarter of 2019. The business is focus on support hire purchase loans insurance services of Ratchthani Leasing Public Company

brokerages and start operation during in the first quarter of 2019. The business is focus on support hire purchase loans insurance services of Ratchthani Leasing Public Company Limited. The total income was

-9320 1 Ref: PCL 2019/008 May 8, 2019 Subject: Management Discussion and Analysis Quarterly Ended 31 March 2019 To: The President of the Stock Exchange of Thailand Panjawattana Plastic Public Company

was mainly in related to the consolidated expense of supporting the Company itself and its overseas subsidiaries’ operation as well as marketing and managing expense to support existing customers as

life and non-life insurance brokerages and start operation during in the first quarter of 2019. The business is focus on support hire purchase loans insurance services of Ratchthani Leasing Public

insurance brokerages and start operation during in the first quarter of 2019. The business is focus on support hire purchase loans insurance services of Ratchthani Leasing Public Company Limited. Net profit

of Thailand The Board of Directors Meeting of Ekachai Medical Care Public Company Limited (EKH) No. 4/2018 held on 12nd November 2018 has passed a resolution to approve for purchase of newly issued

2019. The business is focus on support hire purchase loans insurance services of Ratchthani Leasing Public Company Limited. Net profit for the third quarter of 2019 was 31.96 million baht, the selling