addition, higher household debts pressured consumer to carefully control their spending. (Source: Quarterly Economic Assessment and Outlook 3/2017 Bangkok Bank Public Company Limited) Performance Analysis

total debt is THB 1,280 million as of the end of the Quarter 3 of 2017, which is decreased by THB 13 million from the total debts as of the end of 2016 amounting to THB 1,293 million because of the

growth and stability of the Company. However, the target customers of the Company have encountered the problem of household debts during the past few years. The loan approval criteria of financial

theme park attraction of the new Group located in Phuket, Since late 2017 Which Jungle World does not charge for the guarantee land Because it’s seen as a guarantee of debts that are not more than 1 year

improved from 0.25 to 0.21 times as a result of lower debts and higher equity. Shareholders' Equity As of March 31, 2019, shareholders' Equity was Bt12,277 million, an increase of Bt270 million, mainly due

. Hero Experience has completely recorded the debts payable to creditors in the financial statements, except for the late payment penalties and interest of 7.5 - 15.0 percent per year. As mentioned above

7.5 - 15.0 percent per year of the said amount from the day following the filing date until the debt is paid in full. Hero Experience has completely recorded the debts payable to creditors in the

Interest-bearing Debt to Equity decreased slightly from 0.25 to 0.24 times as a result of lower debts and lower equity after the annual dividend payment in the second quarter of 2019. Shareholders' Equity As

in Q2’2019: This item mainly comes from the outstanding of US dollar debts; the company booked unrealized gain of Baht 277 million in Q2’2019 from the Thai Baht appreciation against US dollar during

foreign currency exchange and non-recurring expenses at the 1st half of the year. Interest bearing debts to equity (IBD/Equity) ratio was slightly higher than Q2 2018 at 0.83 times, primarily due to