any benefits which increased the competitiveness. Including the bank has provided the reward for customers by organized the activities to maintain the customers base and well received by the customers
in loans 154 569 (415) (73.0) Others 1 0 1 n.a. Interest expenses totaled Baht 1,043 million, a decline of 3.6% yoy. Interest expense on debt issued and borrowings reduced by 34.8% from the decline in
rate due to weakening of USD against THB. The consolidated other incomes in 2017 was 1.88% of total sales, slightly decreased from 1.98% in 2016. Selling General and Administrative Expense The
interest margin 2.48% 2.46% 2.34% 0.02% 0.14% Net fees and service income to operating income ratio 23.9% 24.3% 24.1% (0.4)% (0.2)% Expense to operating income ratio 42.6% 56.2% 39.9% (13.6)% 2.7% Return on
% Deferred income (expense) tax 163 (197) 6 - 169 (197) 366 186% Profit (Loss) before the effects of foreign exchange and lease income 2,782 2,278 (19) 13 2,763 2,291 472 21% Profit (Loss) from foreign
malls, as well as administrative costs associated with transfers of condominium units and rental expense of Hilton Pattaya Hotel based on the sublet agreement with CPNREIT. Having considered the growth in
) - - " 9:% 9ก %!9# )ก! (Insurer Fee) - - " 9:% j **(Other Expense**) 3.14 0.003 #" 9:% !-# * (Total*) 2,713.43 2.36 " 9:% 9ก Z-7 !ก!̂ (Commission) 1,561.35 1.36 * (##" Z-7 !ก!^.)" 4##, j ก72-% กก Z-7
decoration, service fee for specialist and interest expense, while the remaining THB 548 million accounts for land acquisition and construction of staff house for employees of Phuket Fantasea Company Limited
), construction expense is 170.35 Million Baht and the medical instruments is 36.65 Million Baht. For the financial liquidity management purpose, the company has successfully negotiated the purchase of asset