have not any change of such term of payment. As a result, the Company is required to (1) preparing the information memorandum regarding the acquisition of assets according to Enclosure No. 1 Information

required commercial banks in Thailand to rethink their business models to cope with challenges by focusing on expanding their customer base, improving efficiencies, reducing the cost of services, and

is required to immediately prepare and disclose the information memorandum with respect to the asset acquisition transaction to the Stock Exchange of Thailand (the “Stock Exchange”) and to notify the

value based on the Consolidated Financial Statement of the Company as at 30 June 2017, which is higher than 15 percent but less than 50 percent. Accordingly, the Company is required to immediately prepare

of the transaction sizes of such transactions, the Entire Business Transfer Transaction and the allocation of the U-W3 Warrants to UE, results in the Company being required to disclose information to

less than 100%). Therefore, the Company is required to comply with the Acquisition and Disposal Rule as follows: (1) To immediately prepare report and disclose the information memorandum of such

channel management per the scope and conditions set by the BOT. Commercial banks are required to annually submit a service channel strategic plan and a report on their service channels to the BOT

other significant evidences relating to the issuance and offering of newly issued share including to contact and filing required document and other relating document for approval to the SET; (3) to sign

offering price is determined by the shareholders’ meeting of the Company, the Company is required to obtain approvals not only from the EGM but also from the Office of the Security and Exchange Commission

loan loss reserves to minimum required provisioning 188.2% 194.4% 205.0% (6.2)% (16.8)% Ratio of loan loss reserves to NPLs 151.2% 160.0% 173.6% (8.8)% (22.4)% Non-performing loans (NPLs) at the end of