% comparing to the same period last year due to the rising of the commodity prices and especially crude oil price that increased around 12.68% comparing to the same period last year. 3. Better conversion cost

of the client, not ready to install and some customers postpone the plan or delay the investment - Cost of goods sold decreased from Baht 324.85 million in the year of 2017 to Baht 319.67 million in

year due to the rising of crude oil price that increased around 21.48% comparing to the same period last year, as well as the production slowdown of several steel mills and smelting works in China

year. Most raw material prices increased following the rising of crude oil price that increased around 41.03% comparing to the same period last year, as well as the production slowdown of several steel

/2018 Q4/2018 FY2017 FY2018 %YoY Total Revenues 1,366.11 1,437.30 1,402.09 1,408.63 5,331.47 5,614.13 5.30% Cost of Sales and Services 1,139.66 1,210.20 1,211.44 1,227.38 4,465.93 4,788.68 7.23% Selling

% in 2019 mainly due to the efficiency improvement of production cost management. 2. Interest income for the second quarter of 2020 had amount of Baht 3.78 million, compared to same period of the

/FY2020 Q2/FY2019 change %YoY Total Revenues 1,327.01 1,390.26 (63.25) -4.55% Cost of Sales and Services 1,098.32 1,224.50 (126.18) -10.30% Selling and Administrative Expenses 105.74 104.66 1.08 1.03% EBIT

)% Cost of Sales & Service and Construction contracts 3,301.1 4,168.4 (867.3) (20.8)% Cost of equipment for lease 89.4 91.5 (2.1) (2.3)% Selling Expenses 185.0 241.4 (56.4) (23.4)% Considering each type of

% 57.2% Finance cost 160.3 131.2 29.1 22.2% Income tax expenses 261.7 283.1 (21.4) (7.6%) Profit for the year 1,028.5 1,172.3 (143.8) (12.3%) Net Profit to Equity holders of the Company 970.6 1,097.1

service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 25% of total personal loan sales. Total Sales