relating to bad debts and doubtful accounts provision,may also affect the supply of NPLs and the strategies and policies of commercial banks relating to their loan and NPL portfolio management. The new Land
with high level of loan loss provision and capital fund to facilitate further credit expansion. Credit Rating Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A
and Lending of Securities to Non- Institutional Clients for Making Short Sale (No. 9) dated 3 October 2008. -12- 45 The provision under the first paragraph shall not apply to the case where the
levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH Financial Group Public Company Limited is assigned the company rating at “BBB+“ with
14 million and a provision of obsolete inventory in the amount of Baht 17 million. FINANCIAL PERFORMANCE 9 Q1’2019 Q1’2018 % change Q4’2018 % change million Baht million Baht y-on-y million Baht q-on-q
system’s remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit
recognized a provision of employee benefit for retirement amount THB 116 mn including GLAND retroactive adjustment amount THB 15 mn which are classified under administrative expenses. • In 1Q19, CPN sold a