million at the end of 2019 to Bt5,160 million as of March 31, 2020; short-term debt as well as the long term loan decreased due to increased cash flow from operations; trade and other current payables

March 31, 2020 was 0.71 million baht decreased by 0.17 million baht or 19.32% when compare to same period of last year. This mainly came from the fact that the Company made repayments to short-term loan

and condominiums in comparison with the same quarter of 2019, due to the strict control from Bank of Thailand regarding additional conditions of loan provision for the purchase of real estate and the

institutions resulting in lower interest-bearing debt as well as reduced loan interest rates. Interest-bearing debt at the end of Q2/2020 was Baht 6,499.7 million, increased by Baht 808.7 million or 14.2% from

purchase of investment in a subsidiary 10,092 1.61% - 0.00% 10,092 0.00% Reversal of allowance for short-term loan and interest receivable 36,761 5.86% - 0.00% 36,761 0.00% Reversal of allowance for

การอนุมติัวงเงินสินเชื่อ Soft Loan ในอตัราดอกเบีย้พิเศษ จํานวน 20 ล้านบาท เป็นระยะเวลา 1 ปี http://www.ndrubber.co.th/ หน้า 5 จาก 5 บริษัท เอน็.ด.ีรับเบอร์ จํากดั (มหาชน) N.D. RUBBER PUBLIC COMPANY

' performance in the past Q2/2020, many financial institutions have increased their NPL to total loan ratio. The company has a positive view of the situation in terms of purchasing additional non-performing debt

categorized as operating leases, with the present value of payments under the remaining leases discounted by the Company’s marginal loan interest rate as at 1 January 2020 in the amount of THB 43.06 million

the loan interest rate to assist customers impacted by COVID-19 pandemic together with more conservative loan approval. However, the bank’s interest expenses dropped from the reduction of the

purchase agreement and transfer of claims on debts of loan in Power Plant Business of Ua Withya Public Company Limited to Absolute Clean Energy Public Company Limited on August 21, 2020 Financial Status As