) Includes the impact of the land lease extension for CentralPlaza Rama 2, which is considered a non-recurring item (2) Return on assets and return on equity are calculated based on net profit in the last

the impact of TFRS16, gross profit margin for rental and services stood at 48% (2) Return on assets and return on equity are calculated based on net profit in the last twelve months (3) Interest bearing

assets and return on equity are calculated based on net profit in the last twelve months (3) Interest bearing debt to equity net of cash and cash equivalent and short-term investments Table 4: Key

, gross profit margin for rental and services stood at 3.4% and 35.3% respectively (2) Return on assets and return on equity are calculated based on net profit in the last twelve months (3) Interest bearing

well as management discretion to increase additional provision (Management Overlay) above the amount calculated from the model. This will enable the Bank’s provisioning to effectively cope with this

investments) less cash outflow for the various projects underway which are not yet completed and have not yet started contributing to the earnings. Organic growth is calculated as the change in production on a

-month period. The aggregate value of warrants shall be calculated from the offering price combining with the exercise price of warrants; (3) an offer for sale made to institutional investors; The number

of QR payment for a BTS Skytrain single-journey ticket, and privileges offered for QR payment at participating UNIQLO outlets.  High Net Worth Individual Determined to perform at the standard of an

impairment loss (impairment loss) determined in accordance with TFRS 9 (895) 5 N/A - N/A (890) - N/A Share of profit (loss) of associates and joint ventures 169 (1,082) 116% 156 8% (913) 314 -391% Profit (loss

e-Wallets.  High Net Worth Individual Through our KBank Private Banking service, we were determined to act as a well-versed advisor for High Net Worth Individual clients in matters of saving and