, the employment rate was improved mainly from business expansion from both government and private sector. Nevertheless, national income increased in line with a rise in cost of living and fuel price

Thai economy in the third quarter of 2018 had a positive trend in line with the expansion of world economy. The continuous growth from export sector and the implementation of advanced technology in

GDP (Gross Domestic Product) in fourth quarter expanded at 1.6 percent, slowdown growth from the previous quarter which grew at 2.6 percent. These factors limited Thailand’s GDP expansion in 2019 to

. Expected Benefits Obtained from Capital increase and Allotment of New Shares 6.1 The Company will have sufficient resource of funds for its business operation and expansion of investment in its business. 6.2

remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. LH Financial Group

and Store Expansion: บรษัิทฯ ยงัคงเดินหนา้เพื่อขยายสาขาที่เป็นยทุธศาสตรท์ี่ส าคญั (Key strategic format) อยา่ง ตอ่เน่ือง อาทิ โรบินสนั ไลฟ์สไตล ์1 สาขา ไทวสัด ุ3 สาขา และ GO! Mall 3 สาขา - มาตรการควบคมุ

Digital Expansion โดยแบง่การด าเนินธุรกิจออกเป็น 3 แนวทาง ดงันี ้ 1) การขยายธุรกิจธนาคารทั่ วไป (Conventional Expansion): ด าเนินนโยบายขยายเครือข่ายและการ ให้บริการในกลุม่ประเทศ AEC+3 อยา่งตอ่เนื่อง เพื่อ

existing shareholders pro rata to their shareholdings (Rights Offering) will be utilized as additional cash flow, working capital, and operating reserves, as well as for future expansion of the Company’s

future expansion of the Company’s business. 2.3 Opportunity to Generate Revenue for the Company, Expected Effects in the Case of Project Failure, and Risks from the Project Implementation 2.3.1 Opportunity

operating reserves, as well as for future expansion of the Company’s business. Enclosure 4 15 2.3 Opportunity to Generate Revenue for the Company, Expected Effects in the Case of Project Failure, and Risks