the smaller store layout and Grab and Go products. At present, the Company has 31 operating branches of ‘Mikka’ in which 11 branches are owned by the Company, distributed across several office and
the “Extreme X After You Shibuya Honey Toast Cone,” which was distributed through 7-Eleven stores nationwide. The Company anticipates that this collaboration with Nestlé (Thai) Company Limited will help
Company Limited Management Discussion and Analysis for the year ended 31 December 2018 Page 4/21 Credit Rating LH Financial Group Public Company Limited is assigned the company rating at “BBB+“ with
Public Company Limited has been assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Land and Houses Bank Public Company Limited has been assigned the credit rating at “A-” (Single A
/ litre respectively from October 2019 onwards. In addition, the Electricity Generating Authority of Thailand ( EGAT) has been assigned to purchase crude palm oil to produce electricity continuously
assigned by the Company’s board of directors; and (7) To perform any other act as assigned by the Company’s board of directors, with the approval of the audit committee. In its performance of duties under
levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH Financial Group Public Company Limited is assigned the company rating at “BBB+“ with
Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the credit