year continually. 4. Property Development Business JAS Asset Public Company Limited ("JAS"), engaging in real estate development business, which the Company holds 67.5% of shares and has a net profit of

% Efficiency ratio 31-Mar-20 31-Mar-20 31-Dec-19 Return on equity 5.0% 5.0% 1.2% Return on asset 5.0% 5.9% 2.5% Liquidity ratio 31-Mar-20 31-Mar-20 31-Dec-18 Current ratio (time) 1.04 1.10 1.06 Leverage ratio 31

JMT, JAS Asset, J Fintech and associated company namely Singer Thailand. Moreover, the Company prepare for disruption of technology by set up J Ventures for development of technology for Group of

THB 325 million in correspondence to the group’s asset restructuring. Without this non-recurring gain, total revenue was THB 5,245 million, a 3.3% decrease from 2016. The decline was attributable to the

1.0 % -1.1 % EBITDA margin (%) 49.5% 47.0% 48.5% -102bps 147bps Classification: Internal 1Q23 MD&A Advanced Info Service Plc. 6 Financial Position (Bt mn%to total asset) 4Q22 1Q23 Cash 9,014 2.7

effectiveness of pandemic control and vaccine development, the economic damage may be worse than what was seen during the 1997 financial crisis. Given volatility in the financial market and real sector which had

BlackRock, Inc. (Asset management) กลุมบริษัทหลักทรัพยทรีนีต้ี บริษัทหลักทรัพย ซีไอเอ็มบี (ประเทศไทย) จํากัด บริษัทหลักทรัพย ธนชาต จํากัด (มหาชน) ธนาคารซิต้ีแบงก เอ็น เอ บริษัทหลักทรัพย ยูบีเอส

(2.1) (16.3) Manufacturing and commerce 38,703.2 38,315.5 387.7 1.0 Real estate and construction 22,610.1 23,225.8 (615.7) (2.7) Public utilities and services 38,829.7 39,946.8 (1,117.1) (2.8) Housing

impairment loss on loans, in line with our improved asset quality. Moreover, net interest income rose Baht 4,377 million or 4.65 percent, which was derived mainly from interest income from both loans and

directors of subsidiaries Attachment 3: Details of the Heads of the Internal Audit and Compliance Units Attachment 4: Assets for business undertaking and details of asset appraisal Attachment 5: Unabridged