Thai debt market. To cope with domestic and international economic and political uncertainty, as well as rapid changes in fund flows as above, KBank is closely monitoring the situation and assessing

, though actual implementation will likely be started from 2019 onwards. Nevertheless, there remain downside risks from an inclination towards protectionism, as exemplified by the US-China situation, and

business in line with the capital market situation. Compared with the third quarter of 2018, non-interest income rose by Baht 974 million or 8.6 percent from higher net fees and service income due to

million baht or 47.3 percent. Mainly due to the overall economic slowdown from the crisis situation from the epidemic of the Covid-19 virus, resulting in a reduced advertising expenditure in print media and

2019. The reason for the decline of expenses, because during the Convid-19 situation, the Company has a policy for employees to work from home, including the reduction of salary and benefits as well

Syndicate Co., Ltd., a subsidiary of Company, has invested in World Education Loan Services and the down on inventories resulting from the impact of COVID 19 situation that prevented us from importing raw

same period of the last year which showed 14.47 million Baht, which was mainly caused by COVID-19 situation. Cost of Goods Sold/service and Gross Profit Margin The company recorded cost of goods sold of

tourism sector, the Ministry of Tourism and Sports indicated that the situation has now returned to normal., allowing both domestic and international travelers to confidently resume all planned activities

a provision for inventory obsolescence and written-off the licences for publication in accordance with the current situation amounted to Baht 193.48 million and Baht 10.97 million. Moreover, the Group

-off the license for publication in accordance with the current situation of Baht 204.45 million. Moreover, the Group could control costs and expenses more effectively. Conclusion : The Group reported a