Bangkok Bank Public Company Limited (Registration No. 0107536000374) 333 Silom Road Bangrak Bangkok 10500 Thailand Tel. (662) 231-4333 Fax (662) 231-4890 www.bangkokbank.com 110 Ref. No.: SSD./REG

Ref. DBP. 111 / 2020 August 10, 2020 Subject : Clarification on Operating Results for the 2nd quarter and 6-month period ending June 30, 2020 To : President The Stock Exchange of Thailand Diamond

-Translation- Ref. No. PorBor. 029 / 2020 19 June 2020 Subject: Entering into Transaction of Disposing of Subsidiary’s Machines for the Debenture Debt repayment (Additional information) To: President

innovation to create new business revenues or new S-Curve corresponding to the fast-moving environment of energy and electricity generation sectors and become an energy solution service provider of PTT Group

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2020 The Thai economy in the first quarter of 2020 sank into a recession due to the COVID-19 pandemic. Economic activity was crippled almost across the board in light of lockdown measures implemented in several countries to contain the viral transmission. Financial markets went into a tailspin, whereas turbulence was seen in manufacturing, service and tourism sectors,...

monitor credit quality and maintained high levels of capital buffers and loan loss provisions to facilitate credit expansion going forward. Credit Rating Land and Houses Bank Public Company Limited is

and maintained high levels of capital buffers and loan loss provisions to facilitate credit expansion going forward. Credit Rating Land and Houses Bank Public Company Limited is assigned the company

and private investment going forward. In addition, tourism revenue is expected to rise satisfactorily. Government expenditure is also projected to expand further as infrastructure projects are being

large infrastructure projects will continue to support the economic growth and help bolster private investment recovery going forward. Nevertheless, monetary policies in the US and Europe necessitate

consumption for domestic flights. As of 30 September 2017, the Company has entered into a forward purchase contract (fuel hedging) at the average of 60.98 percent of fuel consumption. Cost of Passenger Services