Given the prolonged period of low interest rate in the Thai bond market, many debt securities issuers are increasingly issuing for sale subordinated perpetual bonds which have more complex

businesses as well as amount of restricted cash. Debt to equity ratio decreased by 5.72 times, from 7.28 times to 1.56 times due to the decrease of total liabilities from repayment of short-term borrowings to

Liabilities Total Shareholder Equity Million Baht 31-Mar-20 31-Dec-19 7 5. KEY FINANCIAL RATIOS 1Q'20 2019 Return on Equity 13.7% 15.5% Debt/Equity Ratio 1.19x 0.95x Net Interest-bearing Debt/Equity Ratio 0.86x

proportion of sales from dessert café (Dine-in) which has a higher gross profit margin than sales from takeaways or purchasing through food delivery services. GROSS P ROFIT a nd GROSS P ROFIT MARGIN: • The

Chewathai Public Company Limited Chewathai Public Company Limited (“CHEWA”) had duty to prepare and submit the key financial ratio for year 2022 in compliance with the Notification of the Capital

Company had gain from the creditor waived the debt amounted to THB 622 million after the Company had repaid some partial of debt. Therefore, if it excluded this special transaction in last year quarter

financial strength of the Company as debt to equity ratio improves which is beneficial to the Company and shareholders. 5. Warranty of Directors The Board of Directors certifies that the Board of Directors

to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the

Company determines to maintain an optimal capital structure by lowering leverage level which will ultimately reduce debt ratio. Unit: THB million 31 December 2018 31 December 2019 Change Cash and cash

on Total Assets ratio at 3.45 percent, Debt to Equity ratio at 1.69 times and Interest Bearing Debt to Equity ratio at 1.37 times. * The operational results were calculated based on the consolidated