Code contains practice principles for the board of directors and is intended for the business to generate long-term returns while taking into account the responsibility to the shareholders, the

drive the economy. It is a fundraising channel for entrepreneurs who seek access to funding sources, and it is a channel to save money and generate returns from the investment of the people with a wide

mainly due to investments to build the foundation for future business growth, while some investments cannot generate revenue immediately, and some investments are not fully utilized or have not reached the

cannot generate revenue immediately; some investments are not fully utilized or have not reached an optimal level yet; and some projects are delayed. Thus, costs per unit climbed up at this point; 4

 Increasing demand for loans which could generate pressure on liquidity in the system. 17  Operational Risk Management Operational risk refers to the risk of direct or indirect losses to a bank’s revenue or

ทําการ : T+30ระยะเวลาการรับเงินคาขายคืน* : Sharpe Ratioการซื้อครั้งแรกข้ันตํ่า : Authentic Brands Group Banner + Castle 1.40% 15.00% Tracking Error การขายคนืหนวยลงทุน เวลาทําการ : การรับซื้อคืน

%, personal loans increased by 35.5%, corporate lending loans expanded by 129.7%, Lombard loans expanded by 62.2% with real estate development loans also registering a growth of 10.4% in 2017. Hire purchase

expanded at 83.9%, personal loans increased by 35.5%, corporate lending loans expanded by 129.7%, Lombard loans expanded by 62.2% with real estate development loans also registering a growth of 10.4% in 2017

accordance with the resolution of the Board of Directors’ Meeting No. 3/2018, held on 26 February 2018, approving an investment in real estate project relating to hotels and resorts which is considered as an

natural disasters, as well as the progress of major infrastructure investment which could generate effects on private investments. For the banking sector in the third quarter of 2019, bank loan was slow