money market items due to an increase in loans caused by more lending volume. Net investments decreased by Baht 31.8 billion or 5.8 percent. Loans Loans as of June 30, 2017, amounted to Baht 1,978.4
trend. Therefore, it caused the brand royalty to be less. The Company managed the risks by listening to the comment and suggestion from different groups of consumer in order to develop the merchandises
). However, the financial costs from these funding sources were very high. The Company had no ability to compete with the HRC import price from time to time. Moreover, lack of working capital caused the
risk level which caused the high investment portion in Fixed Income Fund continuously. The equity assets and equity fund increased in third quarter, partly due to a good return of Stock Exchange of
the strengthening of Thai Baht which caused the average fare to drop by 3.5 percent and passenger yield per RPK to decrease by 2.1 percent compared with the same period last year. Revenue from charter
income was caused by lower fees from securities business in line with the capital market situation, while fees from bancassurance and mutual funds increased. Consequently, the ratios of net interest income
contract with some retailer, which caused the Company’s 7% YoY sales drop in the first half of this year. Meanwhile, the launch of new products and new businesses is delayed. In addition, the Company is
fee income from transaction services caused by the exemption of transaction fees via digital channels, combined with declines in fee income from loan-related services and securities business, whereas
volatile market again in 3Q19 caused by intensifying trade war between US and China that Trump threatened to impose a fresh 10% import tariff on the remaining value of US$300BN on Chinese goods resulting in