debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31
. Net Interest-bearing Debt as of 1Q2019 was Baht 8,377.1 million, increase from Baht 8,134.5 million at the end of 2018. Total Liabilities mainly consisted of Long-term borrowings of debentures amounted
repayment of long term debt. Debt service coverage ratio (DSCR) remained strong at 2.09 times, representing the company’s ability to repay its debts.
-bearing Debt-to-Equity ratio was 0.64x at the end of 3Q2018, increased from 0.58x at the end of 2017 mainly from increase of Long-term borrowings of debentures amounted Baht 1,000.0 million in 2Q2018 future
to maintain its D/E ratio of not higher than 2 .0 times. For the long-term loan agreements, there is additional condition to maintain DSCR of not less than 1.1 times. Interest Bearing Debt total
, continued growth of bad debt recovery by 33% y-y as well as a strong growth from overseas businesses. As of November 30, 2018, the Company has active billings of 3.16 million transaction per month and 2.14
doubtful debt allowance in the amount of THB 11mm. The EBITDA and EBIT for 9-month/2019 decreases from the increase of COGS and from the loss from foreign exchanges in 2019 • EBITDA and EBIT margin in Q3
bearing debt increase bt124.00mn. due to cash flow management. As at June 30, 2020, total shareholders’ equity was Bt1,142.262mn, as a result of the 1Q and 2Q of 2020 net profits of Bt230.83mn, shares
of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the