. Moreover, the natural resources business group realized loss on foreign exchange of THB 99 million from loan to subsidiary, after Thai Baht appreciated against US Dollar in this quarter. Management

, Index Furniture Center, and WINNER stores • Revenue from other sales, e.g., revenue from franchise stores, dealers, and online • Revenue from other services, e.g., delivery, installation services • >90

hedge against from its loan facility, which will be used to invest in the Geothermal Power Plant in Indonesia, but received gains from foreign currency forward contracts for the company and its

the MRT Purple Line Project by novating M&E accounts payable to long term loan from financial institutions totaling Baht 13,619 Million which is the same amount that the Company has the obligation. This

there was an increase in short-term financing facilities overall financing costs have reduced as the long-term loan is repaid. Income tax was higher due to an increase in the topline and a decrease in the

1,832.3 million Baht as a result of loan receivables in J Fintech and investment in account receivables in JMT Network Services. Management and Discussion Analysis FS2017 Page 6/7 Jaymart Public Company

financial institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions ; (3) Islamic Bank of Thailand; “ obligor ” means a

institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions 2 ; 1 The Law on Financial Institutions means the Financial

MB or representing an increase of 59.1% because in Q3–2019, the Company had requested a loan under financial arrangement agreements to be suitable of the project with long billing periods. Income tax

Short-term loan from financial institutions 523.14 93.95 (429.19) (82.04%) Current portion of debentures 599.04 - (599.04) (100.00%) Other current liabilities 173.50 198.17 24.67 14.22% Debentures - net