efficiency of procurement process and inventory management, which could be assessed as 8% of total synergy value. A digital system will be applied in order to improve the process, resulting in Economy of Scale
following the PTT Group scheme . In addition, increasing the efficiency of procurement and managing, and reducing inventory costs by applying digital systems to improve processes such as using the E-Auction
associated with systems assets or equipment assets shall be identified and inventory of these assets should be drawn up and maintained. Such inventory shall be reviewed at least once a year or upon any
” and the results also affirmed the rating on credit alert with a “positive” by TRIS Rating. Branch Networking As of the end of 2018, Land and Houses Bank Public Company Limited has the total 128 branches
assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a “positive” by
rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a “positive” by TRIS Rating. Branch
Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a
company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a “positive” by TRIS Rating
Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a “positive” by TRIS Rating. Branch Networking As of the end