appropriate level. However, the allowance for ECL to accounts receivables is at 8.9%, covering both SM Stage 2 and NPL Stage 3. Accounts Receivable Segmentation Credit Card 43%Personal Loan 48% Hire Purchase 9

from marketing of the new clients at the end of , KT Medical Services Co., Ltd. provides health care facilities for patients with end-stage chronic kidney disease who receive replacement therapy with

facilities for patients with end-stage chronic kidney disease who receive replacement therapy with dialysis kidneys (Dialysis center). In 2016, the KT Medical Services Dialysis Center (The 1 st branch

for users. Given an early stage of 5G technology, there are currently 16 models of 5G device with starting price over Bt10,000. Hence, adoption rate is expected to be limited this year. We continued to

. The project was well received by our customers as the Company expected. However, it came to the Company that quantifying size of economic slowdown from COVID-19 at this stage will be highly uncertain

a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the

exchange rate was 31.30 THB/USD, stronger than the level 31.62 THB/USD during the same period last year, but weaker than 30.28 THB/USD seen in the previous quarter. The Monetary Policy Committee (MPC

revenue from sales and services increased by Baht 67.12 million from the same quarter in last year. And state policies that focus on the distribution of the economy to the community level to increase the

CLMV amounted to THB 1,597 million or 68.1% of which can offset the impact of reduction in export sales to some countries which are affected by the unfavorable industry environment and in early stage of

sales and services increased by Baht 39.78 million from the same quarter in last year. And predict to government policies that focus on the distribution of the economy to the community level to increase