4.2 449.0 17,672.1 Profit before finance cost and income tax expenses 1,230.1 30.6 3,319.3 31.0 2,089.2 169.8 Finance cost 3.2 0.1 177.3 1.7 174.1 5,368.0 Profit before income tax expense 1,226.9 30.6

reason was an increasing of employee remuneration as a result of debt collection business expansion especially for business of debt acquisition. The Company incurred insurance expense of 25.5 million baht

%. Selling and Administrative Expense (3 months) Selling and administrative expenses of quarter 1/2020 is equal to Baht 94.94 million. Compared to quarter 1/2020, selling and administrative expenses increased

and taxes 12.93 11.44 5.91 7.86 (7.02) (54.29) Finance Cost 0.88 0.78 0.71 0.94 (0.17) (19.32) Profit before income tax expenses 12.05 10.66 5.20 6.92 (6.85) (56.85) Income tax expense 0.87 0.77 0.25

of last year by Baht 49.5 million or is equal to 48.4% which change in the same direction of revenue. The main reason was resulting from decrease in rental expense due to discount from COVID-19

84.25 million, while quarter 2/2019 gross profit is at Baht 75.32 million. By comparing the two period, gross profit increased by Baht 8.93 million or 11.86%. Selling and Administrative Expense (6 months

17.27 18.78 (1.51) (8.04) Administrative expenses 18.79 19.34 (0.55) (2.84) Finance costs 0.41 0.00 0.41 100.00 Tax expense 3.50 5.90 (2.40) (40.68) Profit for the period 14.56 24.26 (9.70) (39.98) Net

Earnings before expenses 86.93 50.38 -7.35 -3.05 -11.10 -0.01 46.07 50.12 40.86 88.67 Administrative expenses Management benefit expenses Financial costs Income tax expense (12.68) (5.26) (19.15) (0.01

) (20.56) Distribution costs 19.69 17.69 2.00 11.31 Administrative expenses 15.10 21.03 (5.93) (28.20) Tax expense 5.92 7.74 (1.82) (23.51) Profit for the period 24.15 30.57 (6.42) (21.00) Net Profit

overall improvements in productivity, we achieved a gross profit of 202.75mb ( Q3 2018: 163.17mb), an increase of 39.58mb or 24.3%. Selling and Administration expense Selling and administration expense (“SG