46,154 46,319 43,763 Total liabilities million baht 13,680 14,428 13,205 equity’ Total shareholders million baht 32,474 31,891 30,558 Registered capital million baht 1,259 1,259 1,259 up capital-Paid

financing cost at the end of 2019 stood at 2.91% Net debt to equity ratio stood at 0.37x Capital Structure As of December 31, 2019, the Company reported total interest-bearing debt of THB 33,210 mn, an

retained its leadership in the bancassurance business, holding the third-largest market share in total premiums. To secure our status as a leading financial institution which can efficiently cope with

Ending Dec. 31, 2017 +100 bps THB 177 Foreign Currencies (35) Total Effect of Interest Rate Change 142  Equity Risk in Banking Book Activities KBank has no policy to increase equity investments that are

Baht) For the Year Ending Dec. 31, 2018 +100 bps THB (264) Foreign Currencies 0 Total Effect of Interest Rate Change (264)  Equity Risk in Banking Book Activities KBank has no policy to increase

-current liabilities 653.09 704.53 (51.44) Total liabilities 1,344.38 1,396.78 (52.40) Equity 791.55 883.54 (91.99) Consolidated financial information (Unit : Million Baht) EN0 EN1

1,291 2,303 (1,012) (43.9) Total comprehensive income attributable to: Equity holders of the Bank 5,624,640 5,123,220 501,420 9.8 Non-controlling interests (37) 1,283 (1,320) (102.9) Earnings per share of

6,041,983 5,736,869 305,114 5.3 Non-controlling interests 2,303 29,184 (26,881) (92.1) Total comprehensive income attributable to: Equity holders of the Bank 5,123,220 6,114,527 (991,307) (16.2) Non

profit 6,044,286 5,766,053 278,233 4.8 Net profit attributable to: Equity holders of the Bank 6,041,983 5,736,869 305,114 5.3 Non-controlling interests 2,303 29,184 (26,881) (92.1) Total comprehensive

total sales of around 805,000 units. In the equity market, the average daily turnover (SET and mai) for 2Q17 decreased from Baht 50,865 million in 1Q17 to Baht 42,089 million. The SET index at the end of