the increase in the gross profit margin that expanded from 14.5% in the second quarter of 2018 to 16.5% in the second quarter of 2019 and more efficient cost management that caused selling and

interest margin 2.48% 2.46% 2.34% 0.02% 0.14% Net fees and service income to operating income ratio 23.9% 24.3% 24.1% (0.4)% (0.2)% Expense to operating income ratio 42.6% 56.2% 39.9% (13.6)% 2.7% Return on

Baht 192,189.05 (or 2.48 times over acquisition cost) while book value of properties for sale was at Baht 23,899.11 million against the appraisal value of NPA at Baht 55,069.43 million (or 2.31 times

% with net interest income increased by 9.4% driven by lower interest expense from continuous cost management while non-interest income decreased by 26.9% from the slowdown in economic activities

government has policies to help the cost of living of people at the grassroots level, it focuses on spending of the essential consumer products only. Products of the Company: For Medical Devices; There is

Plus brand to temporarily close their dine-in service, which impacts the Company main source of revenue. Hence, to minimize such impact, the Company shifted to delivery service, applying cost and expense

%) - Construction 585.85 554.59 31.26 5.64% 2 - Testing and Inspection 22.00 19.20 2.80 14.58% Cost of sales and services (669.81) (687.13) (17.32) (2.52%) Gross Profit 51.00 79.19 (28.19) (35.60%) 6 Other income

372.36 20.73 35.11 Loss from impairment of investment in associate 107.78 783.85 65.33 110.64 Management benefit expenses 18.68 135.86 24.06 40.75 Financial cost 0.69 5.02 0.41 0.69 Share of losses in

value that has been revalued to reflect the current market prices of raw materials, which some items were in downtrend and the significant appreciation of Baht, resulting in higher cost of goods sold. The

on middle to lower-middle income earners in order to gain cost advantage. The locations for project development are around Bangkok peripheral area and the average selling price per unit is maintained