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Company also complies with the Bank of Thailand to provide the relief measurements to assist our customers by reducing minimum payment for credit card and personal loan as well as providing a grace period
quarter of 2017 were 8.15 baht per share and 3.00 baht per share respectively. An increase in net profit is mainly due to higher revenues from credit card, personal loan and bad debt recovery as well as
described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other
, reaching 89.6% of GDP in the second quarter of 2024. This continues to pressure the growth of personal loans, particularly unsecured loans offered by both commercial banks and non-bank financial institutions
including SME Car3x loans expanded at 51.7%, personal loans increased by 18.7%, corporate banking loans expanded by 106.8%, Lombard loans expanded by 15.3% with real estate development loans also registering
24% from the fourth quarter last year. An increase in net profit mainly due to an increase in credit card, personal loan and bad debt recovery income as well as the Company can control bad debt and
promotional expense of beverage business. Administrative Expenses Administrative expenses of Q3’2018 was Baht 514 million, decreased by Baht 16 million or 3.0% from Q3’2017, mainly from reduction of personal
customers, increased by 37% from last year, and representing 11% of total Company customers. Summary of Consolidated Financial Results 1. Operating Results Profit and Loss Statement (Consolidated) Unit