E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

broader service coverage in viable areas. Along with this, we encourage customers to conduct transactions at self- service machines which offer prompts in multiple languages for the greater convenience of

cushion against any uncertainty or new regulations. In terms of capital, with the inclusion of net profit for the six months from July to December 2017 and of net profit for the first quarter of 2018 minus

(NESDB) forecasted Thailand’s economy to expand in the range of 3.50% to 4.50% (Mean 4.00%), lower than the expansion of 4.20% in 2018. A lower projection is mainly resulted from the uncertainty of trade

trillion to Baht 5.06 trillion, support from REITs and property funds. Due to the global stock markets were volatile, both from the Fed's policy rate hike And economic uncertainty that made overall stock

to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group

to uncertainty of global economy primarily from US-China trade war. As aforementioned and the average of natural fatty alcohols price dropped in relation to crude palm kernel oil price softness, the

of US$37.5 million (or equivalent to Baht 1,350 million) with maturity of 5 years. Due to uncertainty of the acquisition transaction after the Meeting on May 22, 2017, the Company therefore discloses

(1992) (including any amendment thereto). In this regard, the details with respect to the entering into of the connected transaction are set out in the Information Memorandum on Connected Transaction of

4.8 percent from end-2018 to 1,638.65 points, but underperformed most markets. Uncertainty in political situation still dragged the index. The average daily trading value of SET and Market for