40.32 percent, which was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, the

capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

in support of the national policy of making Thailand a cashless society. We always strive to bolster our capabilities in providing services via digital channels to promote increased digital

marginally from the previous quarter to 40.70 percent, it was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s

dropped from the same period of last year. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital

returning value to our shareholders”. 2. Outlook In 2018 as a whole, the Thai economy expanded 4.1%, +4.0% year-on-year and looking ahead, the economy is expected to continue growing at a robust pace in 2019

Plc4, VGI’s subsidiary. The Company wants to place a stronger focus on building the most robust Offline-to-Online ecosystem in Thailand and have seized this great opportunity to sell our international

. 3Q21 Financial summary In 3Q21, AIS recorded a total revenue of Bt42,377mn, increasing 1.6% YoY underpinned by robust growth in FBB and enterprise businesses, but decreasing -0.9% QoQ from a decrease on

Bt1,588mn, improving 30% YoY and 6.9% QoQ driven by robust demand for Cloud service and ICT solutions. Cost & Expense In 2Q22, the cost of service was Bt21,630mn, increasing 2.9% YoY and 0.4% QoQ mainly from

broadband revenue recorded at Bt2,857mn, a robust growth of 15% YoY and 5.4% QoQ as a result of expanded service coverage to suburban areas by offering better value packages to uplift ARPU. The superior