Company also complies with the Bank of Thailand to provide the relief measurements to assist our customers by reducing minimum payment for credit card and personal loan as well as providing a grace period

that the credit facility, cost of loans, and terms and conditions of loan agreement are reasonable in the current circumstances, but highlights that GJS will expose to risk from increased cost of loans

repaid the loan cause this expense has been reduced. 8. Share of profit (loss) from investment in associated company In year 2017, share of profit from investment in associated company was Baht 29.26

of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the

property market. Total liabilities Total liabilities decrease 3.23% or 277.35 million THB i.e. from 8,592.92 million THB to 8,315.57 million THB. Since the short term loan that is due is paid back to

million or 10.3%(y-o-y) , representing Net profit margin of 26.9% and 27.5% respectively. Thus have earnings per share of Bt0.40 and Bt1.22. In Q3/2019 and the nine months of 2019, the Group has been

28.3% compared to 31.6% which has an earnings per share of Bt1.52. However, excluding the special items for 2016, net profit attributable to equity holders of the Company will decrease by Bt 65.4 million

which decreasing by Bt66.2 million or -27.3%(y-o-y) and of Bt40.9 million or -7.2%(y-o-y), representing Net profit margin of 19.2% and 27.8% respectively. Thus have earnings per share of Bt0.28 and Bt0.82

decrease of 43 million baht or 2% compared to 2015, and earning per share (EPS) of 9.61 baht per share. The operating performance is summarized as follows; Overview Overall, the Thai economy in 2016 expanded

BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2020, credit demand from business sectors improved from the previous quarter, due mainly to loan demand for working capital and