21.5 (4.2) EBITDAR Ratio (%) 22.4 26.6 (4.3) Remarks (1) Comprises of gain on sale of investments, sale of investment in subsidiaries and sale of assets. (2) EBIT, EBIT margins, EBITDA, EBITDA margins

Remarks (1) Comprises of gain on sale of investments, sale of investment in subsidiaries, gain on sale of leasehold right and sale of assets. (2) EBIT, EBIT margins, EBITDA, EBITDA margins, EBITDAR or

end of September 2018, and Baht 34,932 million or 5.9 percent from the end of December of 2017, due mainly to a decrease in available-for-sale securities. Million Baht Investments by Investment Holding

loan-related services and investment banking services. In 2019, non-interest income amounted to Baht 62,675 million, an increase of Baht 12,650 million from last year, due to higher gains on investments

creditor and have ACO I make investments as an unsecured creditor for ease of management and investment segregation. Moreover, the SSG Group’s investments do not have any conflict of interest with the

investment segregation. Moreover, the SSG Group’s investments do not have any conflict of interest with the Company and GSTEL. Enclosure 3 6 (1) KG Company Name Kendrick Global Limited Registered Office P.O

no condition or limitation that be related to the Company’s dividend. 10. Opinion of the Board of Director Agreed to approve the Company to buy the land for investment as mentioned above as the price

amount of Baht 169 million. Long-term investment decreased by Baht 2 million, or equivalent to 44 percent. The main reason is impairment of the investments in 2018. 23 Investment properties increased by

comparison is made based on the 2016 consolidated financial statement, the actual result will depend on business operation, management and future investment plan. 3.1 Sale of investments in Nation U Co., Ltd

business expansion by 2019. Direct Investment business is the existing business of the Company and its subsidiaries. In the past, the Company and its subsidiaries have been conducting direct investments in