Discussion and Analysis (MD&A) for Q1/2019 Page 3/6 Jaymart Public Company Limited 5. Direct Sale with Hire Purchase business Singer Thailand Public Company Limited ("Singer"), engaging in the distribution of
baht, 3.2% growth y-y. As of February 28, 2023, the Company had total cards and distribution networks as below; Number of AEONTS Cards and Networks February 28, 2022 February 28, 2023 Number of Credit
appliance distribution with the hire purchase system and car title loan under the operation of Singer Thailand Public Co., Ltd. With the diversity of Jaymart's investment in a potential retail business has
financial advisor fee of the production and distribution of tap water in some parts of Phuket and some areas of Phang Nga Province project. 5. Bad debt and doubtful accounts amount 9.96 million baht, compared
administrative expenses 54.27 million baht, which decrease of 9.66 million baht compared to the year 2018, the company had the financial advisor fee of the production and distribution of tap water in some parts of
operation cost. - Hire Purchase In the first half of 2017, motorcycle hire purchase in Thailand and electrical appliances, mobile phone and etc. in oversea business, sharing 1% of total turnovers with
. - Hire Purchase In the first quarter of 2017, motorcycle hire purchase in Thailand and electrical appliances, mobile phone and etc. in oversea business, sharing 2% of total turnovers with revenues of 97
hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19 remained stable at 4.1% from the end of 2018. On Special Asset
Distribution cost 24.33 5.15 22.31 5.69 2.01 9.03 Administrative expenses 47.46 10.05 44.71 11.41 2.74 6.14 Financial cost 0.69 0.15 0.93 0.24 -0.24 -25.66 Profit (loss) before income tax expenses -31.11 -6.59