. . Overview of operating results in the Quarter /. The overall global economy still has growth direction in fine criteria from continuous consumption of private sector mainly covering with supportive factor

the same period of previous year amount to Baht 82.97 million, increase Baht 9.43 million or increase 11.36%, which increase by the same direction of sale increased but the profit margin decrease by

ข้อมูลบริษัทที่เข้าร่วมโครงการ Good Governance Management Discussion and Analysis: MD&A 1. Company Situation The company’s revenue for Q1/2020 is in a downward direction, significant number to be

direction primarily by considering the balance of three dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. At the same

-Based Management (VBM) was applied to credit risk management when setting the direction of credit portfolio and business targets at customer and product levels. In addition, VBM was applied to capital

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

services were increased by the same direction of the revenue. The sales expenses amount 138.52 million baht in the year 2019 compared to the year 2018 amount 145.44 million baht or decreased by 6.92 million

baht in Quarter 2/2016 decreased by 27.7 million baht or (10.75%) because the cost of sales and services were decreased by the same direction of the revenue. The sales expenses amount 36.22 million baht

sales and services were decreased by the same direction of the revenue. The sales expenses amount 43.20 million baht in Quarter 3/2017 compared to Quarter 3/2016 amount 36.07 million baht or increase by

cost of sales and services was 1,006.73 million baht in the year 2016, increased by 61.63 million baht or (6.12%) because the cost of sales and services were increased by the same direction of the