was rated in the top level of "Excellence : 5 Stars" for fourth consecutive year. Overview of Economy and Competition in Commercial Banking In the first quarter of 2019, the Thai economy continued to
Page 4/21 Overview of Economy and Competition in Commercial Banking In the second quarter of 2019, the Thai economy continued to expand due mainly to the expansion of domestic demand. Private consumption
Company Limited was rated in the top level of "Excellence : 5 Stars" for third consecutive year. Overview of Economy and Competition in Commercial Banking In the second quarter of 2018, the Thai economy
Company Limited was rated in the top level of "Excellence : 5 Stars" for third consecutive year. Overview of Economy and Competition in Commercial Banking In the third quarter of 2018, the Thai economy
of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the
to mid-single digit, while maintaining EBITDA outlook with low-single digit decline and CAPEX of around Bt35bn. Market and Competitive Environment In 3Q20, mobile competition remained stable as all
of the Thai baht and the intense competition which caused the exports to shrink from the previous year. Domestic consumption was also affected by high living expenses and household debt, as well as the