cooperation with the Ministry of Interior, National Science and Technology Development Agency (NSTDA), the Stock Exchange of Thailand (SET), the Federation of Thai Industries, Thai Chamber of Commerce

less than those in 2017, where CPO price was fluctuated in the range of 13.00 Baht/Kilogram between 32.00-19.00 Baht/Kilogram. (Source: DIT, Ministry of Commerce). In 2018, CPO price was reached the

than those in 2017, where CPO price was fluctuated in the range of 13.00 Baht/Kilogram between 32.00-19.00 Baht/Kilogram. (Source: DIT, Ministry of Commerce). In 2018, CPO price was reached the lowest in

of 2017 by 6,134 tons or lower by 27.94 %. Due to the competition in discount bidding and average selling price per unit of product decreased by THB 5,560 per ton in relation to the decreasing in raw

tons and in 3rd quarter of 2017 was 23,090 tons, which has decreased by 9,301 tons, and the selling price decreased by THB 1,410 per ton. Due to the competition in discount bidding. - Edible Oil’s

quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant

National Economic and Social Development Council and Ministry of Commerce Ye ar -o n- Ye ar C ha ng e (p er ce nt) 2018 2019 2019 2019 2 1.2 Banking Industry and Competition Commercial banks’ overall

handset sale. However, overall consumer spending remained weak and AIS continued to exercise cost measures to minimize effect from slowdown in revenue. Mobile competition slightly improved Amidst weak

constrained by high household debt. Fierce competition continued and each bank attempted to develop products and services to serve customers through digital channels. New business models, together with insights

Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk