and better respond to customer needs. However, there is also more intense competition after fees were waived for transactions via banks’ digital banking channels. Banks therefore need to acquire more

flooding in various areas. Also, there was an intense competition in the industrial market. While sales volume of the retail market was slightly lower, consequently due to the seasonal factor which had lower

, due to the intense competition and the higher lubricant raw material costs. This led to the company’s net marketing margin to soften marginally. 3. As of Q1/2018, the total number of service stations

counterparties and customers • Reviewing knowledge and understanding on the Code of Conduct among our employees and arranging for their annual acknowledgment and compliance • Making plans for holding activities to

, competition in the home loan market became more intense, which could potentially jeopardize the economic and financial system as a whole. Under these circumstances, KBank has closely monitored trade

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For Quarter 2/2020 09 - Refinery & Trading 14 - Marketing 16 - Power Plant 18 - Bio-based Products 20 - Natural Resources CONTENTS Executive Summary 03 Statement of Income 07 Business Performance 09 Statement of Financial Position 21 Statement of Cash Flows 23 Financial Ratios 24 Environment Management Accounting 26 3 Management Discussion and Analysis of Business Operation for Q2/2020 Bangchak Corporation Plc. | Ex...

resolutions are as follows: 1. 1 . Acknowledgment of a resignation of Mr. Sontiyan Chuenruetainaidhama from positions of Executive Director, Director and Chairman of the Board of Directors, according to

long term, especially during the transition to a low-carbon economy for a climate-resilient future. Climate change-induced natural disasters have become more frequent and intense. Aside from direct