boost up utilization rate over the existing capacity, but also leverage the Company distribution networks of over 180,000 retailers nationwide. Revenue from sales by product group Unit: THB million 2019

and balance sheet remain very strong with continued improvement in leverage from debt repayments which can be seen by Total shareholder’s equity of around 12 Billion with Interest Bearing Debt to Equity

ท้ัง บริษัทฯมีฐานะทางการเงินและงบดุลท่ีแข็งแกร่ง และยังคงจ่ายคืนเงินกู้อย่างต่อเน่ืองเพื่อให้ leverage ดีขึ้น ซ่ึงจะเห็นได้จากส่วนของผู้ ถือหุ้นมีจำนวนประมาณ 12,000 ล้านบาท และ อัตราส่วนหน้ีสินท่ีมีดอก

แสดงสิทธิเป็นหลักทรัพย์ที่มี leverage ดังนั้น หากลูกค้าจะซื้อหลักทรัพย์ประเภทใบสำคัญแสดงสิทธิในบัญชีมาร์จิ้นลูกค้าสามารถซื้อหลักทรัพย์ดังกล่าวจากเงินสดคงเหลือในบัญชีมาร์จิ้นเท่านั้น และบริษัทหลักทรัพย์

hedge against from its loan facility, which will be used to invest in the Geothermal Power Plant in Indonesia, but received gains from foreign currency forward contracts for the company and its

the MRT Purple Line Project by novating M&E accounts payable to long term loan from financial institutions totaling Baht 13,619 Million which is the same amount that the Company has the obligation. This

1,832.3 million Baht as a result of loan receivables in J Fintech and investment in account receivables in JMT Network Services. Management and Discussion Analysis FS2017 Page 6/7 Jaymart Public Company

financial institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions ; (3) Islamic Bank of Thailand; “ obligor ” means a

institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions 2 ; 1 The Law on Financial Institutions means the Financial

MB or representing an increase of 59.1% because in Q3–2019, the Company had requested a loan under financial arrangement agreements to be suitable of the project with long billing periods. Income tax