assets 15% 4% 30% 51% Total Assets Total Liabilities and Equities (THB million) Cash and Cash equivalent +6% (THB million) +6% Analysis of Statement of Financial Position 8 Total Assets As of 30 June 2020

caused from increase in sales and service income and gross profit. Including the cash management from capital increase from IPO by temporarily prepaying loan, resulting in decrease in financial cost of the

service income and gross profit from efficient fuel management both in procurement process and production process, including effectively controlled in maintenance cost. Including the cash management from

liquidity risk of operating cash flow under the COVID 19 situation. In addition, the Company has received soft loan facility of 5,000 million THB from Government Saving Bank in Thailand and 68 billion MMK

188 165 1,303 1,132 Q4/2020 Q2/2021 Total Assets Total Liabilities and Equity Cash and Cash Equivalent Land, Property and Equipment Other Current Assets Other Non-current Assets Equity Current

investment. When compare Q4– 2022 to Q4– 2021, it found that there was a provision for loss based on the value obtained from the fair value measurement using the discounted cash flow model that adjusted in the

0.7% from 31 December 2022. Changes are highlighted as follows: • Cash and Cash Equivalent increased by THB 57 million corresponding to the increase in sales and cash received from the sale of other

card members to conduct cash loan transactions through various channels. Therefore, cash withdrawals without using a card (Cardless Withdrawal) accounted over 97% of the total personal loan sales as a

/2024 Executive Summary 562 557 280 253 399 315 161 295 1,402 1,420 Q4/2023 Q1/2024 982 1,037 174 162 246 221 1,402 1,420 Q4/2023 Q4/2023 Total asset Total Liabilities and Equity Cash and Cash Equivalent

card members to conduct cash loan transactions through various channels. Therefore, cash withdrawals without using a card (Cardless Withdrawal) accounted over 99% of the total personal loan sales as a