profit margin decreased from 39.18% in 3Q18 to 36.25% in 3Q19. This is because the customers’ purchase orders had declined, and as a result, the overall utilization rate was lowered, and consequently the

(Consolidated) Unit : Million Baht 3Q/19 2Q/20 3Q/20 %QoQ %YoY 9M19 9M20 %YoY Credit card income Loan income Hire-purchase income Other income 1,897 3,048 192 841 1,621 2,905 240 619 1,529 2,616 249 864 -6% -10

in this quarter and focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht

total consolidated revenues were 5,507 million baht, similar to last year, and there is no sale of written-off receivables in the first quarter per usual. However, the revenue from hire purchase and other

lease under a Power Purchase Agreement 104.5 104.9 106.3 1.3% 1.7% 206.9 211.2 2.1% Cost of sales and services (1,191.7) (1,121.4) (1,168.5) 4.2% (1.9%) (2,466.2) (2,289.9) (7.1%) Gross profit 421.6 350.0

year on year by 2.2%. The revenue from hire purchase increased 28.9% and other income increased 26.5%, mainly driven by the gain on sale of investment in AEON Microfinance (Myanmar) Co., Ltd. to AEON

use the money for working capital. When the BF and ASC cheques were nearly due, they made false entries that TUCC made purchase orders of black steel from eight suppliers totaling 529,529,326 baht to

proceeds from the sale from the client’s bank account for personal use; (2) transferring funds without underlying cash (unsupported transfers) to purchase investment units for the client, thereby misleading

arrangement for transfer and any transfer restriction of the debt securities. 6. Disclose the currency the debt securities are denominated as well as the currency in which any amount payable on the debt

PUBLIC COMPANY LIMITED (HARN) Mr. JAIN CHARNNARONG Reporter Common Share 25/11/2022 733,900 - Acceptance of Transfer Link HARN ENGINEERING SOLUTIONS PUBLIC COMPANY LIMITED (HARN) Mr. PRACHA PHROMPHORNCHAI