effective on 1 April 2019, as well as hire purchase growth remained high consistent with car sales. However, commercial banks remained tighten credit standards as their concern on a deterioration in debt
accelerate in line with domestic car sales. However, commercial banks remained tighten credit standards on loans to SMEs as their concern on a deterioration in debt serviceability especially weak financial
million, declined from the wind power plant business being affected by seasonal factors, while the geothermal power plant recorded a decrease in profit from one-time financial expense for debt refinancing
. -Increased revenue from sales of machinery equipment and engineering services realized via deliveries in the 1st and 2nd quarter of 2017. -Decreased financial expenses due to further debt reduction and
equity (ROE) 17.70% 14.40% 12.38% 11.04% -2.43% Return on asset (ROA) 8.20% 6.80% 5.73% 5.01% -0.86% Interest bearing Debt / Equity (IBD/Equity) 0.80 0.80 0.83 0.77 1.11 Return on equity (ROE) and Return
% 19.80% 17.70% 14.40% 12.38% Return on asset (ROA) 9.00% 9.20% 8.20% 6.80% 5.73% Interest bearing Debt / Equity (IBD/Equity) 0.56 0.62 0.80 0.80 0.83 Return on equity (ROE) and Return on assets (ROA) as of
liabilities decreased by Baht 306.6 million, largely attributable to decrease of interest bearing debt. Total shareholders’ equity increased by Baht 591.0 million driven by increase of profit during the period
the measure to increase Cracking to CDU capacity ratio was enforced since the 1st of April, 2017, leading to lowered supplies. Moreover, Russian refineries were upgrading capacity since 2016, lowering
, particularly from large corporate and SME. However, the commercial banks remained cautious in lending as the loan quality continued to deteriorate especially SME loan. Overall NPL ratio increased marginally from