are 19.5% and 4.0%, respectively. Key Financial Ratio 4Q19 4Q20 FY19 FY20 Net Profit Margin (%) 17.1% 23.6% 17.1% 17.3% Interest Coverage ratio (Times) 3.5 4.2 3.3 3.2 Allowance for Expected Credit Loss

) for the first quarter of 2021 are 26.1% and 5.3%, respectively. 7 Key Financial Ratio 1Q20 FY20 1Q21 Net Profit Margin (%) 9.4% 17.3% 22.8% Interest Coverage ratio (Times) 2.1 3.2 4.2 Allowance for

shall be recorded on October 19, 2021 (XD will be posted on October 18, 2021) and dividend will be paid on November 2, 2021. Key Financial Ratio 2Q20 2Q21 6M20 6M21 Net Profit Margin (%) 17.9% 12.7% 13.6

Asset (ROA) for the fiscal year of 2021 are 19.2% and 4.0%, respectively. Key Financial Ratio 3Q21 4Q21 FY20 FY21 Net Profit Margin (%) 17.0% 17.5% 17.3% 17.1% Interest Coverage ratio (Times) 3.2 3.7 3.2

Financial Ratio 1Q21 FY21 1Q22 Net Profit Margin (%) 22.8% 17.1% 20.3% Interest Coverage ratio (Times) 4.2 3.6 4.3 Allowance for Expected Credit Loss/ Total Receivables (%) 12.8% 12.0% 11.6% NPL Coverage

) and dividend will be paid on November 2, 2022. Key Financial Ratio 2Q21 2Q22 Aug’21 Aug’22 Net Profit Margin (%) 12.7% 16.5% 17.6% 18.4% Interest Coverage ratio (Times) 3.0 3.4 3.6 3.9 Cost to Income

times at the end of FY2021. Return on Equity (ROE) and Return on Asset (ROA) for nine-month period of FY2022 are 20.0% and 4.5%, respectively. Key Financial Ratio 3Q21 3Q22 Nov’21 Nov’22 Net Profit Margin

FY2022 Net Profit Margin (%) 17.5% 12.5% 17.1% 17.1% Interest Coverage Ratio (Times) 3.8 3.1 3.5 3.1 Cost to Income (%) 38.3% 37.1% 37.7% 36.4% EPS (Baht) 3.64 1.72 14.21 15.26 Key Financial Ratio As of 28

quarter of 2023 are 2.6% and 10.7%, respectively. Key Financial Ratio 1Q22 4Q22 1Q23 Net Profit Margin (%) 20.3% 12.5% 11.3% Debt-to-Equity ratio (Times) 3.3 3.1 2.9 Cost to Income (%) 37.1% 37.1% 37.2% EPS

rate was 9.6. This is because in Q3-2023, the Company had a significantly lower gross profit margin than Q3-2022, net of reserves recorded in Q3-2022. The Company recorded an allowance for expected