)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

expenses of Baht 92 million, primarily due to a one-time additional provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, a remuneration program’s

15,981 1.8% Interbank and money market items 593 676 307 (12.3)% 93.2% 1,673 805 107.8% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,479 2,498 2,442 (0.8

regulations that allow for provision of tiered participation arrangements and protection of transactions due to differences in derivatives clearing houses; 9 (2) measures and procedures for managing default

competitiveness to sustainably accelerate growth in the region. The Company has completed its investment in the must-have projects which are necessary for driving sales. For the nice-to-have projects which will

food production. In term of business tourism continuously expanded in all region from both Thai and foreign tourists. Costs slightly rose due to wage hike and increasing in commodity prices, however

in significant initial savings United Kingdom The Company has set up new operation in United Kingdom to expand DEAN & DELUCA. United Kingdom is a key region which has large opportunity for growth. The

. Approved the Company to proceed its strategy for the acquisition of ordinary shares in one profitable and growing private hospital located in the eastern region in accordance with the committed objectives

United Kingdom The Company has set up new operation in United Kingdom to expand DEAN & DELUCA. United Kingdom is a key region which has large opportunity for growth. The first store will be opened by end

FA within the region resulting to the FA users to stock the FA products to support their downstream production for New Year Gifting Season. Based on market situation mentioned as above, 4Q17 and FY17